Your home may be repossessed if you do not keep up repayments on your mortgage.

Remortgaging

Lender
Name
Initial
Rate
Type LTV Total
Fees
APR See More Do I
qualify?
Nationwide B.Socremortgage mortgage
2.59%
TRACKER
60%
£124
Nationwide B.Soc remortgage mortgage 3.5%
Subsequent
Rate
3.99%
Initial
Period
60
3 Year
Total
Cost
24,345
Early
Repayment
Period
0m
Initial
Payment
£679.74
Subsequent
Payment
£770.26
N+Premortgage mortgage
2.49%
FIXED
60%
£325
N+P remortgage mortgage 4.5%
Subsequent
Rate
4.99%
Initial
Period
36
3 Year
Total
Cost
24,522
Early
Repayment
Period
36m
Initial
Payment
£672.17
Subsequent
Payment
£852.88
Coventryremortgage mortgage
2.45%
VARIABLE
60%
£519
Coventry remortgage mortgage 2.5%
Subsequent
Rate
2.45%
Initial
Period
0
3 Year
Total
Cost
24,609
Early
Repayment
Period
0m
Initial
Payment
£669.15
Subsequent
Payment
£669.15
Loughborough B.S.remortgage mortgage
2.49%
VARIABLE
60%
£489
Loughborough B.S. remortgage mortgage 4.5%
Subsequent
Rate
4.99%
Initial
Period
36
3 Year
Total
Cost
24,686
Early
Repayment
Period
36m
Initial
Payment
£672.17
Subsequent
Payment
£852.88
HSBC Bankremortgage mortgage
2.69%
TRACKER
60%
£30
HSBC Bank remortgage mortgage 2.7%
Subsequent
Rate
2.69%
Initial
Period
0
3 Year
Total
Cost
24,775
Early
Repayment
Period
0m
Initial
Payment
£687.37
Subsequent
Payment
£687.37

This table is based on a property value of £250,000 and a mortgage of £150,000. This is calculated on a capital repayment basis over 25 years.

These best mortgage rates are an indication of the mortgage deals in the market, but are not necessarily the right mortgage for you. With access to a range of products exclusively available to mortgage brokers, we recommend you call one of our impartial advisers who can help find the right mortgage for you.

If your mortgage deal is coming to an end, you may be able to save money by switching

If your current mortgage deal is about to come to an end, it’s important to start shopping around for a new offer before you get transferred onto your lender’s standard variable rate (SVR). There may be other reasons you are looking to remortgage too. Although you may find that the best new deal is with your existing lender, it’s worth getting an adviser to carry out a sweep of the whole market for you, so you can be sure that you end up with the very best value.