Your home may be repossessed if you do not keep up repayments on your mortgage.

Remortgaging

If your current mortgage deal is about to come to an end, it’s important to start shopping around for a new offer before you get transferred onto your lender’s standard variable rate (SVR). Although you may find that the best new deal is with your existing lender, it’s worth getting an adviser to carry out a sweep of the whole market for you, so you can be sure that you end up with the very best value.

Should I remortgage?

A mortgage is a long term commitment – typically you won’t be free of monthly repayments for 25 years. But that doesn’t mean you should neglect this area of your personal finances in the short term.

Remortgage rates

If your current mortgage deal is about to come to an end, it’s important to start shopping around for a new offer before you get transferred onto your lender’s standard variable rate (SVR).

When to remortgage

Remortgaging can be great way to save money and is something you should consider regularly to make sure you’re on the best mortgage deal.