Best mortgage deals

Lender Name	Initial Rate	Type	LTV	Total Fees	APR	See More	Do I qualify?
Nationwide B.Socremortgage mortgage	2.59%	TRACKER	60%	£124	Nationwide B.Soc remortgage mortgage 3.5%	+	Check nowNationwide B.Soc remortgage mortgage
	Subsequent Rate 3.99%	Initial Period 60	3 Year Total Cost 24,345	Early Repayment Period 0m	Initial Payment £679.74	Subsequent Payment £770.26
N+Premortgage mortgage	2.49%	FIXED	60%	£325	N+P remortgage mortgage 4.5%	+	Check nowN+P remortgage mortgage
	Subsequent Rate 4.99%	Initial Period 36	3 Year Total Cost 24,522	Early Repayment Period 36m	Initial Payment £672.17	Subsequent Payment £852.88
Coventryremortgage mortgage	2.45%	VARIABLE	60%	£519	Coventry remortgage mortgage 2.5%	+	Check nowCoventry remortgage mortgage
	Subsequent Rate 2.45%	Initial Period 0	3 Year Total Cost 24,609	Early Repayment Period 0m	Initial Payment £669.15	Subsequent Payment £669.15
Loughborough B.S.remortgage mortgage	2.49%	VARIABLE	60%	£489	Loughborough B.S. remortgage mortgage 4.5%	+	Check nowLoughborough B.S. remortgage mortgage
	Subsequent Rate 4.99%	Initial Period 36	3 Year Total Cost 24,686	Early Repayment Period 36m	Initial Payment £672.17	Subsequent Payment £852.88
HSBC Bankremortgage mortgage	2.69%	TRACKER	60%	£30	HSBC Bank remortgage mortgage 2.7%	+	Check nowHSBC Bank remortgage mortgage
	Subsequent Rate 2.69%	Initial Period 0	3 Year Total Cost 24,775	Early Repayment Period 0m	Initial Payment £687.37	Subsequent Payment £687.37

This table is based on a property value of £250,000 and a mortgage of £150,000. This is calculated on a capital repayment basis over 25 years.

These best mortgage rates are an indication of the mortgage deals in the market, but are not necessarily the right mortgage for you. With access to a range of products exclusively available to mortgage brokers, we recommend you call one of our impartial advisers who can help find the right mortgage for you.

The rates table gives an indication of the best rates currently on the market available for both Fixed and Tracker Mortgages. However these may not reflect the best deal available for your individual circumstances.

We recommend that you speak to a Which? mortgage adviser by calling us on 0117 981 7787 – or request a call back. Our advisers look at every mortgage from every available lender, and because they’re paid a salary – not a sales commission – you can have confidence that you’ll receive truly impartial advice.