What will my monthly costs be?
How much can I borrow?
Our mortgage calculators make it easy to tot up the size of loan you might be offered, and how much the same loan would cost at different interest rates. But it’s only a benchmark.
Banks and Building societies each employ their own combination of income multiples (where your salary is multiplied by, say 3.5) and affordability (where your existing outgoings are deducted from your monthly income to establish what you can afford in monthly mortgage repayments).
To speak to a Which? Mortgage Adviser call us on 0117 981 7999 or use our Call Back Request service.